Pretty much all of us have at least one Visa and/or MasterCard in our possession, being the top two credit card brands in the world. Did you know that you can get special offers, discount codes, and coupons just for being a Visa/MasterCard holder? It's not highly publicized, but if you check out the Visa and MasterCard web sites all of the available offers are listed. The only caveat is that usually you must click through the link on that page in order to receive the discount.

Below I have a partial list of available discounts for each type of card.

Visa Discounts

• Car Rentals: Alamo, Avis, Budget, Hertz, National, etc.
• Hotels & Accomodation: Hilton, Comfort Inn, Quality, Sleep Inn, Clarion,Cambria Suites, MainStay Suites, Econolodge, Rodeway Inn, Suburban Extended Stay Hotel, Red Roof Inn, La Quinta, Palazzo, The Venetian, Wyndham Hotels, Treasure Island Las Vegas, etc.
• Cruises: Carnival Cruises, Celebrity Cruises, Norwegian Cruise Line, Princess Cruises, Royal Carribean Cruises
• Electronics: Circuit City, Crutchfield, Lenovo, OfficeMax, etc.
• Apparel: Aeropostale, Joshua A. Bank, NFLShop.com, Nine West, Shoes.com, Dick's Sporting Goods, FogDog Sports, FinishLine.com, etc.
• Gifts: 1-800-Flowers, Brookstone, FTD.com, ProFlowers.com, The Vermont Teddy Bear Co., Fanny May Chocolates, Godiva Chocolate, Hickory Farms, Hammacher Schlemmer, Omaha Steaks, Fossil, Zales, etc.
• Dining: Planet Hollywood, Papa Johns, Restaurant.com, etc.
• Cellular: AT&T, Sprint, Verizon
• Misc. Shopping: ACE Hardware, Barnes & Noble, Blockbuster Hollywood Video, Drugstore.com, K-Mart, Overstock.com, Target, GNC, Beauty.com, Pearle Vision, Petco, PetSmart, etc.

MasterCard Discounts

• Car Rentals: Thrifty, National, Hertz, Dollar, Alamo, etc.
• Electronics: Crutchfield, Lenovo, etc.
• Apparel: J.C. Penney, Skechers, Sunglass Hut, etc.
• Gifts: 1-800-Flowers, Brookstone, Edible Arrangements, Hickory Farms, Omaha Steaks, Hammacher Schlemmer, Samsonite, Zales, etc.
• Dining: Legal Seafood, Restaurant.com, Palms Restaurant, etc.
• Misc. Shopping: ACE Hardware, Sam's Club, etc.